PERSONAL FINANCE 4 TEENS
"Give Your Teen the Money Skills that Schools Don’t Teach!"
The TRAINING Guys deliver a practical, fun, and engaging course that equips teens with real-world financial confidence.
Learning how to manage money as a teenager is one of the smartest choices you can make for your future. Money doesn’t have to be confusing – it can actually become your superpower. The earlier you understand it, the more freedom, confidence, and choices you’ll have in life. While many people spend years stressed about finances, you have the chance to get ahead by building smart habits now.
In this course, Personal Finance 4 Teens, you’ll discover the core principles of money, practical skills to manage it wisely, and the mindset shifts that separate successful people from the rest. You’ll learn how to make, save, and grow money, avoid the common traps that catch young adults, and create a strong foundation for independence and financial freedom.
By the end, you won’t just understand how money works – you’ll know how to make it work for you, AND how important it is to learn these skills at a young age. These are habits and skills that will stay with you for life, shaping your confidence, security, and success for years to come.
The Problem
Most young adults leave school without knowing how to:
- Budget and save
- Use a bank account wisely
- Avoid debt traps
- Invest for their future
Result: They learn the hard way — with stress, mistakes, and money lost.
The Solution – Personal Finance 4 Teens
The Personal Finance 4 Teens course teaches practical money skills in a way teens will actually understand and enjoy.
They’ll learn how to:
✔ Earn, save, and budget effectively
✔ Spend wisely (and spot financial traps)
✔ Invest early to build wealth
✔ Explore entrepreneurship
✔ Give back and use money with purpose
Why This Matters
Money confidence:
- Creates independence
- Make better choices
- Creates a foundation for lifelong success
How It Works
- Easy-to-follow lessons (self-paced)
- Real-life examples teens can relate to
- Quizzes and activities to lock in learning
Course Content
Debunking The Six Myths Of Personal Finance
Chapter 1: Money Mindset & Habits
Chapter 2: Earning Money
Chapter 3: Budgeting Basics
Chapter 4: Saving & Goal Setting
Chapter 5: Banking & Financial Tools
Chapter 6: Introduction To Investing
Chapter 7: Smart Spending
Chapter 8: Understanding Credit & Debt
Chapter 9: Giving & Generosity
Chapter 10: Planning For The Future
Extra Bonus Sessions!
- Life At 25 Vs. 45: Planning Early Vs. Waiting
- Building Generational Wealth
- Entrepreneurship
30-Day 100% Money Back Guarantee!
Within 30 days of purchasing Personal Finance 4 Teens, if it doesn't dramatically improve your teen's knowledge of personal finance, just let us know why you felt the training did not do so (to help us improve) and we'll refund you in FULL!*
* The student MUST have complete the training.
What teens, parents, and young adults are saying . . .
“This course gave my son real confidence with money. He’s already saving instead of spending every cent — and that shift alone was worth it.”
Parent of Teen, 14
“I used to think money was too complicated. Now I feel like I know the rules of the game — and I’m excited to play.”
Teen, 15
“Even as an adult, I learned things I’d never been taught before. These lessons are timeless, and I’m now teaching them to my younger siblings.”
Adult, 28
“I always thought money was something adults stressed about. Now I get that learning early gives me freedom later.”
Teen, 17
“The difference between good debt and bad debt blew my mind. I finally understand how people build wealth.”
Teen, 15
“After the savings module, my son opened his own account to start saving for a car. He’s driven — in more ways than one!”
Parent of Teen, 15
“My daughter talks about long-term goals now instead of just the next outfit or gadget. That’s a massive change in mindset.”
Parent of Teen, 17
“I tracked my spending for the first time and couldn’t believe how much I wasted on snacks. Now I save first, spend second.”
Teen, 16
“I’m grateful this resource exists. It has given my son the tools to step into adulthood with confidence.”
Parent of Teen, 17
“I learnt so much, but would have liked the course to go a little deeper in a few areas, such as investing.”
Teen, 15
“The entrepreneurship section was so motivating. I’m already planning my first side hustle and testing ideas with my friends.”
Teen, 16
“With university around the corner, this training couldn’t have come at a better time. My daughter now understands what financial independence means.”
Parent of Teen, 18
“I wish I’d had this when I was 15. It would have saved me from a mountain of credit card debt in college.”
Adult, 22
“It wasn’t boring at all — I actually had fun while learning. Now I’m saving for something big, and it feels amazing.”
Teen, 13
“We’ve had the best family conversations about money since starting this. It brought us closer and gave us a shared vision.”
Parent of Teen, 16
“My son now has a budget — and he actually sticks to it. This is life-changing knowledge I wish I had at his age.”
Parent of Teen, 15
Your Teen's Financial Independence Starts TODAY!
This is my personal commitment to you:
"As the CEO of The X Guys, and who, as a young person, made multiple mistakes in the area of finance, through a lack of knowledge, I am deeply committed to the financial wellness of young adults. I believe that when teenagers are equipped with the right money skills, they gain more than financial knowledge—they gain independence, confidence, and the ability to make wise choices that shape their futures.
While school and university provide valuable education, Personal Finance 4 Teens stands out as one of the most important courses your teenager can complete. It equips them with the essential skills and mindset needed to build long-term financial stability and, ultimately, true financial freedom.
Through Personal Finance 4 Teens, we are giving the next generation the tools to not only manage money well today but to build a strong foundation for generational wealth tomorrow. Our mission is simple: to help young people step into adulthood prepared, empowered, and financially free."
John Comley
The X Guys - Chief Executive Officer
Frequently Asked Questions
Here are some common questions about Personal Finance 4 Teens, as well as about The TRAINING Guys
The course is designed for teenagers (typically ages 13–19), but parents and young adults will also benefit from the lessons.
While not required, we strongly recommend parents go through the course alongside their teen. It creates great family discussions and helps parents sharpen their own financial skills.
The course is self-paced. Most students finish within 6–8 weeks if they do one section per week, but you can move faster or slower depending on your schedule.
The course is 100% online, giving you the flexibility to learn from anywhere, anytime.
We cover everything from money mindset and budgeting basics to saving, investing, understanding credit, building generational wealth, and even starting a small business.
Look above for the complete course content.
Not at all. The course is designed to start with the basics, making it easy to follow — even if this is your first exposure to money management.
Unlike random tips online, this course is structured, comprehensive, and based on timeless principles. It’s designed to build a strong foundation that lasts a lifetime.
We recommend 1–2 hours per week to go through the lessons and complete the quizzes.
Yes. We introduce investing concepts like stocks, ETFs, retirement accounts, and property basics — explained simply for teens to understand.
Very practical. Each section includes examples, exercises, and quizzes to help teens apply what they learn to real-life situations.
Absolutely! Our Entrepreneurship module covers the basics of starting a small business, including identifying opportunities, branding, selling, and money management.
Absolutely! There is no limit to how many times you can revisit the training. In fact, we suggest visiting the training regularly, especially when you are in the process of making an important financial decision.